Florida Bond program
Through the Florida Bond program, 1st time home buyers will qualify for the Florida Assist down payment assistance loan, which provides a $7,500 loan with a 30-year term, 0% interest, and $0 payments as long as you occupy and do not refinance the property.

Buyers using the Conventional Bond program have the choice to receive a grant equal to 3% of the sale price of the home and are not required to be paid back after 5 years of living in the home. For example, a buyer buying a $250,000 home using a Conventional loan under the FL Bond program will receive a $7,500 grant that will be forgiven after 5 years.
 

Home Sweet Home Hillsborough Program

Financial Assistance for Homebuyers in Florida

The Housing Finance Authority of Hillsborough County offers potential homebuyers a way to afford the high costs of buying their first home. The Home Sweet Home Hillsborough Program helps applicants, irrespective of age, race, color, religion, national origin, sex, marital status, military status, or physical handicap, overcome the hurdle of expensive down payments. 

Below are the cities and towns located within Hillsborough County.  Anything highlighted in blue has additional down payment assistance programs for 1st time home buyers. Everything else has basic facts and Data & Demographics information.